Capabilities

Interoperability, without adding a new platform owner.

We provide translator patterns, assurance paths and deployment guidance so that institutions can keep operating under their current governance — and still connect.

Message interpretation Translation patterns Alignment & assurance Governance-aware deployment

Focused on the message layer only · Existing oversight and systems of record remain in place.

Core capabilities

Interpretation, translation and alignment between existing systems.

The same translator approach can be applied across payments, public-interest systems and other domains, without creating a new central platform.

1 · Interpret

Message interpretation

Understand how existing systems express information so that messages can be recognised and treated consistently across participants.

  • • ISO-20022 messages used in payments and securities flows.
  • • JSON-based APIs and service payloads.
  • • Domain-specific message formats already in use between institutions.

2 · Translate

Translation patterns

Define structured ways for messages from different systems to be expressed in terms that counterparties can understand, without altering their underlying mandates.

  • • Support for moving between institutional formats and shared interoperability views.
  • • Use of JSON-20022 representations that remain consistent with ISO-20022 concepts.
  • • Clear points where conformity and completeness can be checked by oversight teams.

3 · Align

Alignment & continuity

Help ensure that cross-institution message flows remain understandable, auditable and policy-aligned over time.

  • • Controls that can be inspected by risk and audit teams.
  • • A clear separation between technical translation support and business decisions.
  • • Patterns designed to remain stable even as operators or technologies change.

Outcomes & posture

Designed for regulated, multi-institutional environments.

Outcomes

Cross-border coordination and value exchange under existing oversight, with reduced friction around reconciliation and operational mismatch.

Assurance & audit

Message structures, controls and supporting evidence can be made visible to regulators or internal audit in a targeted way, without requiring participants to expose their internal systems.

Policy-aligned integration

Integrations are shaped to fit existing oversight, risk and compliance structures. Institutions do not have to conform to an external platform’s policy to interoperate.

Non-custodial stance

Data and authority remain with the originating institutions or their designated processors. Interlayer provides support at the message layer, not a new data silo or system of record.

Deployment patterns

Translator capabilities where governance already exists.

How it is deployed

We work with institutions so that interoperability capabilities are deployed inside environments where security, logging and change control are already established.

That can include internal labs, pre-production environments or production estates, depending on the engagement — always under the institution’s own governance rather than introducing a separate decision layer.

Why this matters

Institutions retain operational sovereignty while benefiting from a consistent translator approach that their counterparties also understand.

The translator becomes a shared pattern, not a shared platform.

Extension & programmes

Extensible where required, deliberately quiet by default.

Extensible domains

Identity, compliance, supply-chain and registry considerations can be incorporated when a counterpart, programme or regulator explicitly requires it — without changing the non-custodial stance.

Programme-level work

For multilateral or public-interest programmes, translator patterns can be accompanied by governance notes and operational guidance so that multiple operators can adopt them consistently.

Minimal signal

Only what is needed for the engagement is exposed. There is no public onboarding channel and no unnecessary telemetry: Interlayer remains deliberately quiet and tightly scoped.

Engagement modes

Ways to work with the capabilities, under your governance.

Engagements are scoped so that institutions can explore, test and apply translator patterns without over-committing or signalling more than necessary.

Mode 1

Exploratory conversation

Quiet, high-level assessment of whether existing systems and programmes are a fit for interoperability work at the message layer, under non-promotional conditions.

Mode 2

Narrow scoped analysis

Deep dive into a specific flow or counterpart to clarify the message structures and controls required for safe interoperability, aligned with existing policies.

Mode 3

Pilot translation

Definition and testing of a contained set of message exchanges, usually in a lab or pre-production environment, to demonstrate feasibility without large-scale change.

Mode 4

Programme architecture

Longer-term work where interoperability patterns, governance notes and operational guidance are defined for multi-party or public-interest programmes.

Next step

Engage on a specific capability under your existing governance.

If you need to validate whether an existing system can interoperate under your current governance, or you need translator support for a specific counterpart or programme, you can initiate a controlled discussion.